SBIN

NSEBEARISH CONSENSUS
Swing · Multi-day confirmation4 Models · Analysis Snapshot: Feb 19, 2026, 5:12 AM · Valid for ~12h
CompletedRe-run
BEARISH CONSENSUSConditional
3 models· Moderate agreement — may need confirmation
0 Long3 Short1 Contested
Stop₹1248–₹1250
Entry₹1218–₹1220
Target₹1100–₹1135
LowConditionalHigh
BEAR (3)
BULL (0)
0%1 skip0%
Bear Case(4 models)
Claude-Sonnet-4.50%

SBIN is severely overbought with RSI at 80.32, testing resistance at ₹1225.5 (just 0.4% away) after a parabolic vertical move. Technical signal is "strong_bearish" with price trading in a low-volume zone far above the volume POC at ₹1041.67. Volume has collapsed to 50% of average (9.97M vs 20M) , indicating exhaustion and lack of conviction at these levels. The stock is trading at 52-week highs with price 79% above the yearly low, creating extreme mean-reversion risk. Macro transition regime with credit stress and VIX complacency (0.521 ratio) suggests vulnerability to risk-off rotation that would punish extended PSU banks first.

Claude-Opus-4.50%

SBIN is exhibiting classic exhaustion signals at its 52-week high of ₹1,225.50 - the RSI at 80.32 is deeply overbought, signaling extreme buying pressure that historically precedes corrections. The stock is testing major resistance at ₹1,225.50 (just -0.4% away) after a parabolic +79% rally from lows, creating a textbook reversal setup. Volume is notably weak at only 50% of average (9.97M vs 20M avg), indicating the rally lacks institutional conviction and is vulnerable to profit-taking. The volume profile shows the Point of Control at ₹1,041.67 with high-volume nodes clustered around ₹1,030-1,065, suggesting price is far extended from fair value and could retrace significantly. SMA20 < SMA50 confirms the underlying bearish trend structure despite the recent rally. The market regime is in 'transition' with credit stress concerns and the research desk has multiple bearish themes active, adding macro headwinds.

GPT-5.20%

Technically SBIN looks stretched and vulnerable to a pullback: 4h RSI is extremely overbought (~80) while price is pressing the 52-week high/resistance (~₹1225.5) , a common setup for exhaustion/failed breakout. Volume is weak versus average (~0.5×) , suggesting the push into resistance lacks broad participation, and volume profile shows the stock extended above the main high-volume “fair value” area (POC near ~₹1041) , raising mean-reversion risk back toward prior value and supports (~₹1125 then ~₹1051) . Fundamentally, the rally appears to reflect a valuation re-rating (P/B ~1.89; PEG ~3.19) that could compress if rates move against bank margins or if the post-budget optimism fades, and there is no clearly identified near-term earnings catalyst within the 1–3 week window to justify further upside chasing at highs.

DeepSeek-R1

Technical exhaustion at resistance (1225.5) with over bought RSI (80.32) and volume divergence suggests imminent reversal. Stretched valuation (P/B1.89 vs sector 1.2) and debt concerns create fundamental headwinds. Market transition phase with credit stress warnings increases downside risk.

Bull Case(4 models)
Claude-Sonnet-4.50%

SBIN has shown exceptional momentum with a 70% rally over the past year, consistently beating earnings estimates (20.4% surprise in Feb 2026, 111% in Dec 2025). The stock has successfully re-rated its valuation, with P/B expanding from deep discount to 2.41, narrowing the gap with private peers like HDFC (2.69) and ICICI (2.92). Strong ROE of 15.4%, improving asset quality, and market cap of ₹11.2 trillion position it as India's dominant public sector bank with consistent earnings growth trajectory.

Claude-Opus-4.50%

SBIN has rallied +79% from its 52-week low of ₹680 and +17.66% in the last month alone, with five consecutive up sessions showing strong momentum. The stock has benefited from Union Budget 2026 capex push and healthy Q3 earnings, with EPS consistently beating estimates by 13-20% over recent quarters. The P/B ratio expansion from 1.35 to 2.41 reflects institutional re-rating as SBIN narrows the valuation gap with private sector banks like HDFC and ICICI. Fundamentally, the bank maintains solid metrics with 22.5% profit margins, 15.4% ROE, and reasonable P/E of 13.2x.

GPT-5.20%

SBIN has strong upside momentum, trading just below its 52-week high/resistance (~₹1225.5) after a multi-session advance, and recent earnings beats support a bullish narrative. Macro conditions are in a risk-on transition with complacent volatility (VIX contango) , which can keep winners bid, and news flow around budget-led capex/infrastructure expectations has supported PSU bank re-rating.

DeepSeek-R1

SBIN shows strong technical breakout above value area high (1219.57) with volume confirmation, trading near all-time highs amid bullish market regime. Fundamentals support upside with attractive P/E 13.22, 22.5% profit margins, and Union Budget 2026 capex push driving loan growth. The stock has shown powerful momentum with 5 consecutive up days and 17.66% monthly gain.

What Would Invalidate
  • Daily close above ₹1, 250 (breakout above 52-week high resistance with follow-through) would invalidate the reversal thesis and confirm bullish continuation.
  • Close above ₹1250 (2% above resistance) would invalidate the exhaustion thesis and suggest breakout continuation to new price discovery zone.
  • 4h close above ₹1248 (clear breakout above the 52-week high with follow-through) .
DeepSeek R1Deep
Analysis Outcome
NO TRADE0% edge
BULL
70%
BEAR
70%

Bull and bear cases balanced — no clear edge

Bull/Bear CompetitionBALANCED
Bull 70%Δ 0%Bear 70%
Bull Case

SBIN shows strong technical breakout above value area high (1219.57) with volume confirmation, trading near all-time highs amid bullish market regime. Fundamentals support upside with attractive P/E 13.22, 22.5% profit margins, and Union Budget 2026 capex push driving loan growth. The stock has shown powerful momentum with 5 consecutive up days and 17.66% monthly gain.

Bear Case

Technical exhaustion at resistance (1225.5) with over bought RSI (80.32) and volume divergence suggests imminent reversal. Stretched valuation (P/B1.89 vs sector 1.2) and debt concerns create fundamental headwinds. Market transition phase with credit stress warnings increases downside risk.

Analysis Notes

Thesis Competition CONTESTED: BULL case (70%) vs BEAR case (70%) - confidence delta (0%) below threshold. Trade skipped due to insufficient conviction.

9m 03s24 tools
GPT-5.2Balanced
Analysis Outcome
SHORT
3.93R·66% confidence
Entry
₹1218.00
Target
₹1100.00
Stop
₹1248.00

SHORT on exhaustion/failed breakout risk near the 52-week high: RSI is extremely overbought (~80) into resistance (~₹1225.5) with below-average volume, and volume profile suggests price is extended above major value/POC (~₹1041) . A mean-reversion swing toward ₹1100 is plausible over 1–3 weeks if momentum cools or macro volatility returns; risk is defined above ₹1248.

Bull/Bear CompetitionWinner: BEAR
Bear 66%Δ 3%Bull 63%
Bear Case

Technically SBIN looks stretched and vulnerable to a pullback: 4h RSI is extremely overbought (~80) while price is pressing the 52-week high/resistance (~₹1225.5) , a common setup for exhaustion/failed breakout. Volume is weak versus average (~0.5×) , suggesting the push into resistance lacks broad participation, and volume profile shows the stock extended above the main high-volume “fair value” area (POC near ~₹1041) , raising mean-reversion risk back toward prior value and supports (~₹1125 then ~₹1051) . Fundamentally, the rally appears to reflect a valuation re-rating (P/B ~1.89; PEG ~3.19) that could compress if rates move against bank margins or if the post-budget optimism fades, and there is no clearly identified near-term earnings catalyst within the 1–3 week window to justify further upside chasing at highs.

Bull Case

SBIN is pressing against its 52-week high/resistance zone (~₹1, 225) after a multi-session advance, and price is holding above the short-term moving average cluster (~₹1, 175) , which often precedes an upside breakout when supply at the prior high is absorbed. Macro context is supportive for risk assets (regime in transition with risk-on credit conditions and VIX term structure in contango) , and recent news flow highlights a valuation re-rating narrative tied to India’s capex/infrastructure push—constructive for large PSU lenders. Fundamentals also support a higher range: SBIN is not priced like an extreme momentum stock (P/E ~13.2, P/B ~1.89) while ROE (~15%) and recent earnings surprises suggest the market can justify incremental upside if the breakout holds.

Analysis Notes

Thesis Competition: BEAR case won (66% vs 63%).

2m 37s32 tools
Claude Sonnet 4.5Balanced
Analysis Outcome
SHORT
2.83R·78% confidence
Entry
₹1220.00
Target
₹1135.00
Stop
₹1250.00

SBIN is severely overbought with RSI at 80.32, testing resistance at ₹1225.5 (just 0.4% away) after a parabolic vertical move. Technical signal is "strong_bearish" with price trading in a low-volume zone far above the volume POC at ₹1041.67. Volume has collapsed to 50% of average (9.97M vs 20M) , indicating exhaustion and lack of conviction at these levels. The stock is trading at 52-week highs with price 79% above the yearly low, creating extreme mean-reversion risk. Macro transition regime with credit stress and VIX complacency (0.521 ratio) suggests vulnerability to risk-off rotation that would punish extended PSU banks first.

Bull/Bear CompetitionWinner: BEAR
Bear 78%Δ 6%Bull 72%
Bear Case

SBIN is severely overbought with RSI at 80.32, testing resistance at ₹1225.5 (just 0.4% away) after a parabolic vertical move. Technical signal is "strong_bearish" with price trading in a low-volume zone far above the volume POC at ₹1041.67. Volume has collapsed to 50% of average (9.97M vs 20M) , indicating exhaustion and lack of conviction at these levels. The stock is trading at 52-week highs with price 79% above the yearly low, creating extreme mean-reversion risk. Macro transition regime with credit stress and VIX complacency (0.521 ratio) suggests vulnerability to risk-off rotation that would punish extended PSU banks first.

Bull Case

SBIN is experiencing a powerful valuation re-rating with a 70% rally over the past year, narrowing its historical discount to private sector peers from deep undervaluation to near-parity (P/B now 1.89 vs HDFC 2.69) . The stock is testing fresh 52-week highs at ₹1, 225.50, just 0.4% away, with strong momentum confirmed by rising RSI (80.32) and positive MACD histogram, indicating institutional accumulation. Fundamentally, the bank has delivered consistent earnings beats (last 4 quarters all beat estimates by 13-20%) , with robust ROE of 15.4% and healthy profit margins of 22.5%, while trading at an attractive P/E of 13.2x—significantly cheaper than quality private banks. The macro backdrop is supportive with a transitioning risk-on regime, commodity breakout (USO +4.86%) , and yen weakness signaling global risk appetite, which typically benefits Indian financials.

Analysis Notes

Thesis Competition: BEAR case won (78% vs 72%).

1m 41s33 tools
Claude Opus 4.5Deep
Analysis Outcome
SHORT
4.00R·72% confidence
Entry
₹1220.00
Target
₹1100.00
Stop
₹1250.00

SBIN is exhibiting classic exhaustion signals at its 52-week high of ₹1,225.50 - the RSI at 80.32 is deeply overbought, signaling extreme buying pressure that historically precedes corrections. The stock is testing major resistance at ₹1,225.50 (just -0.4% away) after a parabolic +79% rally from lows, creating a textbook reversal setup. Volume is notably weak at only 50% of average (9.97M vs 20M avg), indicating the rally lacks institutional conviction and is vulnerable to profit-taking. The volume profile shows the Point of Control at ₹1,041.67 with high-volume nodes clustered around ₹1,030-1,065, suggesting price is far extended from fair value and could retrace significantly. SMA20 < SMA50 confirms the underlying bearish trend structure despite the recent rally. The market regime is in 'transition' with credit stress concerns and the research desk has multiple bearish themes active, adding macro headwinds.

Bull/Bear CompetitionWinner: BEAR
Bear 72%Δ 4%Bull 68%
Bear Case

SBIN is exhibiting classic exhaustion signals at its 52-week high of ₹1,225.50 - the RSI at 80.32 is deeply overbought, signaling extreme buying pressure that historically precedes corrections. The stock is testing major resistance at ₹1,225.50 (just -0.4% away) after a parabolic +79% rally from lows, creating a textbook reversal setup. Volume is notably weak at only 50% of average (9.97M vs 20M avg), indicating the rally lacks institutional conviction and is vulnerable to profit-taking. The volume profile shows the Point of Control at ₹1,041.67 with high-volume nodes clustered around ₹1,030-1,065, suggesting price is far extended from fair value and could retrace significantly. SMA20 < SMA50 confirms the underlying bearish trend structure despite the recent rally. The market regime is in 'transition' with credit stress concerns and the research desk has multiple bearish themes active, adding macro headwinds.

Bull Case

State Bank of India (SBIN) is experiencing a powerful bullish momentum with a 5-day winning streak and +17.66% gain over the last month, driven by the Union Budget 2026 capex push and strong Q3 earnings. The stock is testing its 52-week high at ₹1,225.5 (only -0.45% away), signaling a potential breakout to new highs. Fundamentally, SBIN is attractively valued with a P/E of 13.22 and P/B of 1.89, significantly below private sector peers like HDFC Bank and ICICI Bank, yet the valuation gap is rapidly narrowing as institutional investors re-rate India's largest public sector bank. Earnings have consistently beaten estimates with 20.4%, 111%, and 14% positive surprises in the last three quarters, demonstrating strong operational execution. The market regime shows VIX in contango with risk-on credit conditions, supporting equity exposure in emerging markets like India.

Analysis Notes

Thesis Competition: BEAR case won (72% vs 68%).

1m 39s33 tools
SBIN Analysis | TradeHorde